Choosing the right personal loan expert depends on your circumstances. Lenders evaluate a variety of factors, including your credit scores, income, and debt-to-income ratios, when processing your application. You can get a personal loan online, at bank branches, or…
Finance
Can you get finance with a negative marker on your credit file?
When you have a negative marker on your credit file, it can be it harder to obtain loans or finance. There are a number of marks which may be placed on your file, depending on your credit behaviour. Your…
Being a mom is a full-time job that comes with numerous responsibilities, but it shouldn’t stop you from securing your financial future. One of the most effective ways for moms to grow their savings and build wealth over time…
Sometimes we understand our life a little late, and money lessons a little later! Becoming money smart isn’t an overnight thing, and trust me, I’m telling this with my own experiences. A few individuals spend their whole life never…
Planning to buy your first car? Here is everything you need to know
Planning for anything matters a lot, especially when you are planning to buy a car. It seems exciting but it may be an overwhelming experience too. There comes a lot of hectic work to do which is to…
A financial close and consolidation is a complex process involving many calculations and the elimination of intercompany transactions. Companies must follow different methods when consolidating their accounts and when their controlling stake is divided among multiple subsidiaries. It can…
Work from home: Does it impact your housing choices?
With the hit of the COVID-19 virus on the world, everything changed! People all around the world were forced into their homes due to the need of the hour. The changes caused by the pandemic have developed a new…
Ways to pay for your own funeral (and why it’s a good idea)
Why pay for your own funeral? Most people prefer not to think about their funeral – let alone prepare for it. However, planning and paying for your own funeral in advance is a selfless and honourable thing to do.…
Conventional wisdom tells us that being in debt is a bad idea but, in truth, the vast majority of us spend at least a portion of our lives in some form of debt – household mortgages being the most…
At a certain point, large and small businesses require extra cash either for expansion, employees’ salaries, or sorting revenues. Regardless of the countless number of private business loans today, getting the cash is not easy. The below steps will…