Finance Side Hustles & Investments

3 Ideas for Simple and Safe Investments for Cash This Year

Ideas for Simple and Safe Investments for Cash This Year

Are you looking to prepare better for rainy days ahead this year, but are not confident about entering into a brand new territory? You’re not alone. Many people are looking for safe investments for cash, and understandably so.

After all, it requires entrusting your life’s hard-earned money to something that should ideally help it grow. Here are some ideas you might want to consider for your very first venture.

Ideas for Simple and Safe Investments for Cash This Year

Real Estate

If you’ve got the cash and would like to have liquid, passive income, you might want to look into real estate investments. A lot of folks who invest in real estate do so with the intent of leasing it out or flipping it for a future resale. Timing is everything, but also, finding the right source of funding is critical. Apart from banks, you can also check out private lending companies to help you out.

Money Market Funds

Otherwise known as a pool of short-term bonds, along with other low-risk investments, money market funds are known to be very low risk while being versatile enough to easily diversify Or perhaps you could use an app to find free shares in the UK that offer you a freebie when you join. A great way of earning extra income, provided you use it carefully. The good thing about Money Market Funds is that it is very liquid, which means that it’s easy for you to withdraw your money, or a portion of it, as needed. Therefore, if saving up for a rainy day is something you want, this is a great option because you can easily access it once that rainy day does come rolling around.

You may also like to read:

Why I chose to invest in Mutual Funds?


The Power of Mutual Funds: A Smart Investment Choice for Moms

Dividend Stocks

Dividend stocks are enticing because it pays you cash dividends regardless of stock movement. As long as the company is earning, you will be earning too, according to the percentage of investment you made.

Ideas for Simple and Safe Investments for Cash This Year

If you are looking for investment Ideas, you may also like to read: Five Great Investment Options That Aren’t Stocks

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  • Reply
    October 13, 2021 at 5:22 pm

    Thanks for sharing this wonderful idea its really help me a lot keep posting such amazing ideas

  • Reply
    Carolyn M
    April 13, 2024 at 7:46 pm

    Right now term deposits are another good option for safe savings.

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